Oak Ridge Financial offers a wide range of Life Insurance and Tax Deferred Annuity products for estate protection. Some of these products include:

Life Insurance
:

  • Term Life Insurance - used to provide a specific level of protection for a specific period of time.
  • Permanent Life Insurance - used to provide protection over the course of your entire lifetime.


Tax Deferred Annuities
:

  • Variable Annuity - a contract between you and an insurance company where the investor invests in underlying subaccounts that invest in stocks, bonds and money market instruments
  • Fixed Annuity - a contract between you and an insurance company where the insurer guarantees a minimum rate of interest and the dollar amount of periodic payments.

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