Oak Ridge Financial offers a variety of accounts and products
to help you save for a financially secure retirement, including:
- 401(k) - Investing in your company’s
401(k) can be a great way to optimize your money’s potential
for growth, but it should represent only one aspect of your
overall savings strategy.
- Individual Retirement Account (IRA) - Investing
in your IRA is one way to contribute to your retirement savings.
- Roth IRA - A Roth IRA helps avoid federal
taxation on your IRA earnings-both while they are invested
and upon withdrawal.
- Rollovers - Rolling your retirement assets
from a qualified retirement plan at your place of employment
into a traditional IRA is one of the best ways to keep your
You should consult with a tax advisor before choosing IRA and
Roth IRA accounts for deferred tax saving.