Important Disclosures
Securities are offered through Oak Ridge Financial Services Group Inc., a registered broker/dealer, and member FINRA and SIPC. Investment products and services from this representative are available only to residents of Alaska, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Investment advice offered through The Oak Ridge Financial Services Group Inc., a registered investment advisor in the States of California, Florida, Minnesota, Nebraska, and Wisconsin.

Registered representatives of The Oak Ridge Financial Services Group Inc. may also be designated to provide advisory services as Investment Advisor Representatives (IAR). IARs may receive fees for advisory services which are separate from commission received in connection with the purchase or sale of securities. Information about Oak Ridge Financial Investment advisory services can be obtained by asking for a Form ADV Part II.

The broker-dealer or investment advisor in question may only transact business in a state if first registered, excluded or exempted from state broker-dealer or investment advisor registration requirements, as may be, and follow-up, individualized responses to persons in a state by such broker dealer or investment adviser that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, as may be, will not be made absent compliance with state broker-dealer or investment adviser registration requirements, or an applicable exemption or exclusion.

Products and services mentioned in this web site may not be available in all states. To request specific information, please contact us directly.

The information and opinions on this site or available through links on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell. This information is not intended to be used as the primary basis for investment decisions, nor should it be considered as advice designed to meet the specific needs of an individual investor. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

Oak Ridge is committed to complying with U.S. statutory and regulatory requirements designed to combat money laundering and terrorist financing. The USA PATRIOT ACT requires that all financial institutions obtain certain identification documents or other information in order to comply with their customer identification procedures. Until you provide the required information or documents, we may not be able to open an account or effect any transactions for you.

The Oak Ridge Financial Services Group Inc. is a registered Broker/Dealer and Investment Adviser and is NOT A BANK OR CREDIT UNION, AND THE PRODUCTS WE OFFER ARE NOT FEDERALLY GUARANTEED OR FDIC INSURED, ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED BY A FINANCIAL INSTITUTION, AND INVOLVE RISKS INCLUDING POSSIBLE LOSS OF PRINCIPAL, AND MAY FLUCTUATE IN VALUE

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